Terms of Use
Please read these terms carefully before using our service. Last updated: May 2026
1 Acceptance of Terms
By accessing or using this Site, you agree to be bound by these Terms of Use. These terms apply to all visitors, users, and others who access or use the Service.
2 Not Financial Advice
The calculations and information provided by this tool are for illustrative and educational purposes only. They do not constitute financial advice. Always consult a qualified financial adviser before making financial decisions.
3 Accuracy of Results
While we strive for accuracy, we make no warranties that the results are error-free or suitable for your specific financial situation. Actual loan schedules issued by your bank or housing finance company may differ due to lender-specific rounding rules, your EMI due date, or processing delays.
4 Use of Calculators
You may use our calculators for personal, non-commercial purposes. You agree not to misuse the Service or attempt to gain unauthorized access to any portion of the Service. You may not use the Service for any illegal or unauthorized purpose.
5 Intellectual Property
The Service and its original content, features, and functionality are and will remain the exclusive property of Smart Loans Calculator and its licensors. The Service is protected by copyright, trademark, and other laws.
6 Limitation of Liability
In no event shall Smart Loans Calculator, nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses.
7 Third-Party Links
Our Service may contain links to third-party websites or services that are not owned or controlled by Smart Loans Calculator. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services.
8 Changes to Terms
We reserve the right, at our sole discretion, to modify or replace these Terms at any time. We will provide notice of any material changes by updating the "Last updated" date at the top of this page.
9 Governing Law
These Terms shall be governed and construed in accordance with the laws of India, without regard to its conflict of law provisions. Any disputes arising from these terms will be subject to the exclusive jurisdiction of the courts in India.
Acknowledgment
By using Smart Loans Calculator, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use. If you do not agree with any part of these terms, please do not use our website or services.
Questions?
If you have any questions about these Terms of Use, please contact us.